.Union Finance Administrator Nirmala Sitharaman3 min went through Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Official Nirmala Sitharaman introduced that the authorities aims to open up over 30 thousand brand-new PMJDY accounts during the course of 2024-25.Briefing media reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 million Jan-Dhan accounts have actually been opened because the scheme's launch a years back, along with a cumulative down payment balance of Rs 2.3 trillion.The typical difference per profile has actually improved from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 per-cent of these profiles are presently active." PMJDY has played an important role during the astronomical, particularly for women," mentioned Sitharaman.Regardless of the allowance for no harmony as well as the lack of a minimum balance requirement, simply 8.4 percent of the profiles maintain a zero balance. The scheme has actually been actually especially efficient in non-urban as well as semi-urban regions, where 66.6 percent of the profiles lie.As of August 14, 2024, women account owners work with 55.6 per-cent of the overall profiles, totaling up to 295.6 million accounts, depending on to the Department of Money.
Currently, 99.95 per-cent of all occupied communities have banking resources on call within a 5-kilometre span through several touchpoints, including bank divisions, automated bank employee devices, financial contributors, and also India Article Repayments Bank.As of August 14, 2024, there are over 1.73 billion personnel CASA (current account interest-bearing account) profiles in the country, consisting of greater than 530 million surgical PMJDY profiles.Pertaining to social security plans, Sitharaman highlighted that over 200 thousand advancing enrolments have given life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly premium of Rs 436.Furthermore, over 450 million cumulative enrolments have used one-year unexpected cover of Rs 2 lakh (for fatality or irreversible overall handicap) and Rs 1 lakh (for irreversible partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs 20 annually.The Atal Pension Yojana has signed up over 68 million users.In relations to credit-linked schemes, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 thousand advancing finances amounting to Rs 29.93 mountain (since July 12, 2024) have actually been actually approved to deliver collateral-free institutional financial to small and small company systems up to Rs 10 lakh for income-generating activities.Under the Stand Up India Plan, 236,000 collective fundings amounting to Rs 53,609 crore (since July 15, 2024) have been sanctioned to Booked Caste, Scheduled Group, as well as girls business people for establishing greenfield ventures.In addition, the Pradhan Mantri SVANidhi program has accredited lendings worth Rs 12,630 crore to 6.52 thousand road merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing down payment balance of Rs 2.3 mountain.u00b7 There more than 1.73 billion surgical CASA accounts.u00b7 Ladies account holders comprise 55.6% of total profiles.First Published: Aug 27 2024|9:37 PM IST.